Housing : Where should you live?
Being in a good home, living in a healthy place, in an environment where you feel safe, and in a neighbourhood you have chosen helps to preserve your mental health.
A wide range of choices
For people who can afford it, buying a house or apartment is not a problem. The majority of people living with significant mental health problems generally have low incomes and have to make difficult economic choices where housing is a very important part of the budget.
In most cities, it is with some (or a lot of) luck that the search for a financially accessible and conveniently located apartment will be successful. In order to broaden the possibilities, people will turn to shared housing, which implies a sharing of privacy that is not available to everyone, while having, on top of that, a negative impact on income..
To help people with low incomes, different solutions have been created over time. Housing co-ops offer competitively priced apartments. On the other hand, the person has to get involved in one or other of the committees of co-operative life.
Cities offer low-income housing (HLM). Often, the waiting list is very long and several criteria influence the choice of priorities of administrations when an apartment becomes available.
Because low-rent housing construction has been very limited in recent decades, there is a rent supplement program (RSP)..
Since the late 1970s, Rent Supplement Programs (RSPs) have allowed tenants to live in a private dwelling, a housing co-op or an NPO while paying a rent similar to that of an HLM, i.e. 25% of their income. The difference between the rent paid by the tenant and the cost of housing management is made up by a subsidy managed by the OMHM. These buildings are managed by their respective owners, and tenants should contact them for any questions concerning maintenance, security and good neighbourliness. Certain costs may be added for the tenant: electricity, parking, etc.
Another solution could be affordable housing, as described below according to the OMH de Montréal :
Unlike subsidized housing, the rent for these units is not calculated based on household income. It is determined according to the building, its location, the size of the dwelling and the services offered. It is below the median rent of the Montréal market as established each year by the Société d’habitation du Québec (SHQ).
The community organization community has been involved in the real estate market for several years by creating multiple housing locations to meet the specific needs of population groups, including those living with mental health problems. Often these housing units bring together people who have experienced different problems in order to avoid the stigmatization of the building. The Réseau québécois des organismes sans but lucratif d’habitation (RQOH) is made up of 8 regional federations representing 1,200 non-profit housing organizations that are autonomous and independent of governments. Across Quebec, they offer nearly 55,000 housing units..